PhD students_Polish citizens
A doctoral student who is under 26 years of age (Note! Age does not count in a situation where the doctoral student has a severe disability certificate or equivalent) should first be registered for health insurance as a family member of the insured person. Up to the age of 26, the obligation to register for health insurance rests with the parents or legal guardians of the doctoral student.
After reaching the age of 26, a doctoral student who is not covered by health insurance on any other basis, should be registered for this insurance by a unit of the doctoral school. Please note, that the insurance is only available on the doctoral student’s request. Students who are 26 and are not entitled to health insurance for any other reason should immediately (no later than within 7 days) submit an application for health insurance to the appropriate doctoral school unit.
If the doctoral student:
- does not have the status of a family member of the insured person,
- is not covered by this insurance on a different basis,
then the health insurance contribution is paid by the appropriate unit of the doctoral school.
The health insurance contribution does not reduce the amount of the scholarship paid to the doctoral student.
Doctoral students registered for health insurance in the school unit, should also register all members of their family who are not covered by this insurance on another basis.
The school unit pays health insurance contributions until the date of completing education or removal from the list of doctoral students.
PhD students_from EU or EFTA countries
Doctoral students from European Union or European Free Trade Association (EFTA) countries may use health care on the same terms as Polish insured persons, only if they have a valid European Health Insurance Card (EHIC) issued in their country of origin.
To be eligible for a card, student must be insured by or covered by a state social security system in any Member State of the European Union, Iceland, Liechtenstein, Norway or Switzerland.
Important – the European Health Insurance Card:
- is not an alternative to travel insurance. It does not cover any private healthcare or costs such as a return flight to your home country or lost/stolen property,
- does not cover your costs if you are travelling for the express purpose of obtaining medical treatment,
- does not guarantee free services. As each country’s healthcare system is different services that cost nothing at home might not be free in another country.
More information on the EHIC on the European Commission website.
PhD students_from outside EU or EFTA countries
Doctoral students from outside European Union or European Free Trade Association (EFTA) countries, who are not entitled to health insurance on any other basis, may insure themeselves voluntarily thanks to an appropriate agreement with the National Health Fund (NFZ). To sign this agreement, a doctoral student must first submit an application in the regional branch of the National Health Fund. After signing the agreement, a doctoral student must submit an application for health insurance to the Social Insurance Institution (ZUS).
Details about voluntary health insurance can be found on: